The Drop 2025 - Ripple summaries

Climate Risk and Insurance: What are the opportunities?


Here’s a quick rundown of the Ripple: The Ripple dove into the huge challenge of climate risk and how insurance can help us handle it better. Folks shared that adapting will take more than just buying new insurance; it needs both fresh ideas and stronger partnerships. Building better data was a big topic, since everyone agreed real-time info makes decision-making easier. Everyone realized banks, insurers, and startups have to join forces to make new products work and get them to more people. Creative finance and collaboration are key—nobody can do this alone.

One big takeaway: insuring climate risks calls for new ways of thinking, not just old models. Even simple ideas like improving certificates or building nature-based defenses can make a big difference.

Bottom line? Tackling climate risk is a team effort, and the smart move is to work together and stay open to new solutions.

HOSTS

Jeremy Brown
Anthemis

Victoria Haatainen-Cutler
Achmea Innovation Fund

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